SPUN - Travel Insurance

Travel Insurance - Deluxe

Overview

Submit documents today for a guaranteed completion on 15 July

For Indonesian travelers to travel to certain countries, providing proof of travel insurance is mandatory. This claimable travel insurance is specifically designed to protect against potential risks and financial losses that may occur during a trip, such as medical emergencies, trip cancellations, lost luggage, or flight delays. It offers peace of mind by covering unexpected costs that could disrupt travel plans or cause significant financial burdens. Travelers must ensure their policy meets the entry requirements of their destination country to avoid complications upon arrival.

Note :

Insurance can be purchase for Indonesia nationality only.
If you have different travel insurance needs, please speak with our assistant for guidance.
We provide Deluxe and Superior plan for travel insurance, you can see the details of the coverage below.
For Superior Travel Insurance, you can see the details here

Scope of Coverage (TRAVEL PRO - Deluxe Plan)	Benefit Type	Sum Insured
A. Baggage Protection
A1. Loss of Personal Baggage	Up to	IDR 21,000,000
• Loss of personal baggage - sub-limit for all other items	Up to	IDR 4,000,000
• Loss of personal baggage - portable computer	Up to	IDR 14,000,000
A2. Baggage Delay	Up to	IDR 4,900,000
• Baggage Delay for each consecutive 4-hour period up to the maximum limit of the Baggage Delay coverage	Allowance	IDR 700,000
A3. Credit card misuse	Up to	IDR 15,000,000
A4. Loss of travel documents	Up to	IDR 14,000,000
A5. Loss of personal money	Up to	IDR 1,400,000
B. Trip Cancellation and Change
B1. Trip Cancellation and Change (Before Departure from Your Place of Residence to start Your Trip) - including Pandemic/Epidemic Coverage	Up to	IDR 45,000,000
B2. Trip Curtailment - including Pandemic/Epidemic Coverage	Up to	IDR 40,000,000
B3. Travel Inconvenience - including Pandemic/Epidemic Coverage	Up to	IDR 7,000,000
B4. Travel Inconvenience: Additional Benefit for Quarantine per day max. 14 days	Up to	IDR 750,000
B5. Missed Connection (only applicable for connecting flights with a different airline and a minimum connection time of 6 hours)	Up to	IDR 4,000,000
C. Emergency Services
C1. Compassionate Visit	Up to	IDR 30,000,000
• Sub-limit for Compassionate Visit - due to Pandemic/Epidemic Coverage	Up to	IDR 15,000,000
C2. Child Protection	Up to	IDR 25,000,000
• Sub-limit for Child Protection - due to Pandemic/Epidemic Coverage	Up to	IDR 12,500,000
C3. Daily Hospital Cash Allowance Overseas per day, maximum 30 days	Up to	IDR 700,000
• Daily Hospital Cash Allowance Overseas per day, maximum 30 days - including Pandemic/Epidemic Coverage	Up to	IDR 350,000
C4. Daily Hospital Cash Allowance in Indonesia per day, maximum 10 days	Up to	IDR 500,000
C5. Emergency phone and internet expenses	Up to	IDR 2,000,000
• Sub-limit for emergency phone and internet expenses - due to Pandemic/Epidemic Coverage	Up to	IDR 1,000,000
C6. Emergency Medical Evacuation and Repatriation - over 70 years old at the date of departure	Up to	IDR 2,000,000,000
• Sub-limit for Emergency Medical Evacuation and Repatriation - over 70 years old at the date of departure - due to Pandemic/Epidemic Coverage	Up to	IDR 1,000,000,000
C7. Emergency Medical Evacuation and Repatriation - up to age 69 at the date of departure	At Cost
• Sub-limit for Emergency Medical Evacuation and Repatriation - up to age 69 at the date of departure - due to Pandemic/Epidemic Coverage	Up to	IDR 1,000,000,000
C8. Repatriation of Mortal Remains or burial expenses Overseas	At Cost
• Sub-limit for Repatriation of Mortal Remains or burial expenses Overseas - due to Pandemic/Epidemic Coverage	Up to	IDR 1,000,000,000
D. Overseas Medical Expenses and Related Costs
D1. Overseas Medical Expenses - up to age 69 at the date of departure	Up to	IDR 2,400,000,000
• Inpatient Hospital Medical Expenses
• Outpatient services and specialist treatment by a Medical Practitioner
• Treatment or services provided by a Professional Health Officer
• Emergency Overseas Dental Expenses
• Sub-limit for Overseas Medical Expenses - up to age 69 at the date of departure - due to Pandemic/Epidemic Coverage	Up to	IDR 1,000,000,000
• Inpatient Hospital Medical Expenses - due to Pandemic/Epidemic Coverage
• Outpatient services and specialist treatment by a Medical Practitioner - due to Pandemic/Epidemic Coverage
• Treatment or services provided by a Professional Health Officer - due to Pandemic/Epidemic Coverage
D2. Overseas Medical Expenses - over 70 years old at the date of departure	Up to	IDR 1,000,000,000
• Inpatient Hospital Medical Expenses
• Outpatient services and specialist treatment by a Medical Practitioner
• Treatment or services provided by a Professional Health Officer
• Emergency Overseas Dental Expenses
• Sub-limit for Overseas Medical Expenses - over 70 years old at the date of departure - due to Pandemic/Epidemic Coverage	Up to	IDR 600,000,000
• Inpatient Hospital Medical Expenses - due to Pandemic/Epidemic Coverage
• Outpatient services and specialist treatment by a Medical Practitioner - due to Pandemic/Epidemic Coverage
• Treatment or services provided by a Professional Health Officer - due to Pandemic/Epidemic Coverage
D3. Follow-up Treatment Costs - in Indonesia	Up to	IDR 21,000,000
• Inpatient Medical Expenses
• Outpatient/treatment and specialist care provided by a Medical Practitioner
• Treatment or services provided by a Professional Health Officer
E. Personal Accident
E1. Accidental Death - Age 14 days to 17 years	Up to	IDR 350,000,000
E2. Permanent Disablement - Age 14 days to 17 years	Up to	IDR 1,050,000,000
E3. Accidental Death and Permanent Disablement - Age 18 to 69 years	Up to	IDR 1,050,000,000
E4. Accidental Death and Permanent Disablement - Age 70 years and older	Up to	IDR 420,000,000
F. Personal Liability
F1. Personal Liability	Up to	IDR 2,400,000,000
G. Trip Delay
G1. Travel Delay	Up to	IDR 4,900,000
• Travel Delay for each consecutive 4-hour period up to the maximum limit of the Travel Delay coverage	Allowance	IDR 700,000
H. Travel Inconvenience
H1. Rental Vehicle Excess	Up to	IDR 10,000,000
H2. Rental Car Return	Up to	IDR 7,000,000

Eligibility

Am I eligible?

To be eligible, you need to fulfill all of the following conditions:

A valid passport with at least six months of validity beyond the travel dates is required.
Insurance must be purchased for travel-related purposes, including vacations, business trips, or study abroad.
The selected insurance plan must comply with the entry requirements of the destination country.

Timeline

This is an estimated timeline. Any delays from the applicant's side will result in delays in the application process.

Select type:

July 2025

Documents

All documents

General

These documents apply to everyone and those marked with * are mandatory.

Copy of your passport

Your passport biodata page

National ID (KTP)

Travel Itinerary

Provide your detail travel itinerary, download our travel itinerary template here.

FAQs

Select type:

Deluxe Travel Insurance - Less Than 14 Days